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A credit risk assessment system for the small and medium enterprises in China

  • Shi Hui-Bin*
  • , Li Hong
  • , Liu Lu
  • , Wang Li
  • *Corresponding author for this work
  • Beihang University

Research output: Contribution to journalArticlepeer-review

Abstract

Credit risk assessment is very important to the small and medium enterprises in China. In this paper, a credit risk assessment system for the small and medium enterprises is proposed. In order to evaluate the credit risk, the features of Chinese small and medium enterprises are analyzed first, and then a credit risk assessment index system is built up and a proper method is chosen to assess the credit risk using the index system. At the end of this paper, a prototype credit risk assessment is shown through some screens.

Original languageEnglish
Pages (from-to)277-284
Number of pages8
JournalJournal of Convergence Information Technology
Volume7
Issue number2
DOIs
StatePublished - Feb 2012

UN SDGs

This output contributes to the following UN Sustainable Development Goals (SDGs)

  1. SDG 8 - Decent Work and Economic Growth
    SDG 8 Decent Work and Economic Growth
  2. SDG 9 - Industry, Innovation, and Infrastructure
    SDG 9 Industry, Innovation, and Infrastructure

Keywords

  • Credit risk assessment
  • Information system
  • Small and medium enterprise

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